Citywide Housing

HMO vs family: which delivers safer rental income in 2026?

HMO vs family

TL;DR In the HMO vs family debate, safer rental income in 2026 comes from reducing tenant exposure, not maximising headline yield. Family houses placed on guaranteed rent schemes typically deliver more predictable income, fewer compliance issues, and far lower operational risk than traditional HMOs. What’s in This Article: The real difference between HMO vs family […]

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