HMO landlords in 2026: why this year is a turning point
TL;DR HMO landlords face tighter regulation, higher compliance costs, and increased scrutiny in 2026. Therefore, many are shifting toward long-term guaranteed rent models to protect income and reduce operational pressure. What’s in This Article: Why 2026 feels different for HMO landlords Regulatory and compliance pressure Financial strain and risk exposure Why some HMO landlords are […]
Void periods: how they reduce annual returns
TL;DR Void periods directly reduce annual rental returns. Even short gaps between tenancies can erase profit margins. Therefore, landlords must calculate true annual income, not just headline rent. What’s in This Article: What void periods really cost How void periods affect annual yield Hidden costs beyond lost rent How guaranteed rent removes void periods FAQs […]
Long-term leases: do landlords lose control?
TL;DR Long-term leases do not remove ownership control. Instead, they transfer day-to-day management while protecting income through structured agreements. Therefore, landlords gain stability without losing legal authority over the property. What’s in This Article: What long-term leases actually mean Whether landlords lose control How long-term leases are structured Where responsibilities sit FAQs about long-term leases […]
Guaranteed rent and refinancing: what lenders look at
TL;DR Guaranteed rent can strengthen refinancing applications when structured correctly. Because lenders value predictable income, long-term lease agreements often improve affordability assessments. However, documentation and lease wording matter. What’s in This Article: How lenders assess rental income How guaranteed rent appears in refinancing When guaranteed rent helps Potential lender concerns FAQs about guaranteed rent and […]
Supported housing provider stops paying rent: what happens?
TL;DR If a supported housing provider stops paying rent, the outcome depends on the lease structure. However, properly drafted guaranteed rent agreements include legal protections, notice provisions, and financial safeguards. Therefore, contract structure matters more than fear. What’s in This Article: Why landlords worry about provider risk What happens legally if a supported housing provider […]
Local authorities: what they look for in HMO properties
Supported housing agreements: can landlords exit early?
TL;DR Compliance for landlords in Bradford isn’t optional—it’s the law. From liSupported housing agreements usually run for fixed commercial terms. However, exit options depend on break clauses and lease structure. Landlords must review contract terms carefully before signing.censing to safety checks, this blog covers the essential legal requirements you must meet and how Citywide Housing […]
Family houses: why they are more attractive than HMO in 2026
TL;DR Family houses are becoming more attractive than HMOs in 2026 because they carry lower compliance pressure, simpler management, and stronger long-term leasing demand. As a result, many landlords now prioritise stability over yield. What’s in This Article: Why family houses face less regulatory pressure How income risk compares in 2026 Why providers prefer family […]
Guaranteed rent: is it lower than market rent?
TL;DR Guaranteed rent may appear slightly lower than peak market rent. However, landlords trade volatility for certainty. When you remove voids, arrears, and repair costs, guaranteed rent often delivers stronger net stability. What’s in This Article: Why guaranteed rent can look lower The real cost of market rent How guaranteed rent changes net income When […]
Supported housing: what happens if occupants damage an HMO?
TL;DR In supported housing HMOs, landlords do not deal with occupant damage directly. Instead, the housing provider takes responsibility under a commercial lease, which protects rental income and limits landlord exposure. What’s in This Article: How supported housing HMOs are structured Who pays for damage in supported housing What the lease normally covers How guaranteed […]