What is a Guaranteed Rent Scheme and Is It Right for You?
November 2, 2024
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TL;DR
The most effective way to remove tenant risk from family houses is to stop letting to individual households altogether. Leasing to a commercial tenant under a guaranteed rent scheme removes voids, arrears, repairs, and day-to-day tenant involvement.
What’s in This Article:
- Why tenant risk is growing for family houses
- What tenant risk really looks like in practice
- How landlords remove tenant risk entirely
- Why guaranteed rent works for family houses
- FAQs about tenant risk and long-term leasing
Introduction
For family house landlords, tenant risk is no longer limited to late rent. Longer voids, rising arrears, legal delays, and repair disputes are now common. In 2026, landlords who protect their income are those removing tenant risk completely, not trying to manage around it.
Why tenant risk is increasing for family houses
Tenant risk has intensified due to structural changes in the rental market.
Key drivers include:
- Longer eviction timelines
- Increased arrears tolerance thresholds
- Higher repair expectations
- Reduced tenant mobility
In our experience, one failed family tenancy can erase a year’s worth of profit.
What tenant risk really means for landlords
Tenant risk is not one issue, it is a chain reaction.
For family houses, tenant risk typically shows up as:
- Extended void periods after move-out
- Arrears that cannot be recovered
- Disputes over property condition
- Legal costs and time loss
Traditional letting models place all downside risk on the landlord.
How landlords remove tenant risk entirely
The only way to fully remove tenant risk is to remove the individual tenant.
Under a guaranteed rent structure:
- The property is leased to a commercial organisation
- Rent is contractually fixed and paid monthly
- Occupancy changes do not affect income
- Arrears and voids are eliminated
As explained in our guide on guaranteed rent:
https://www.citywidehousing.co.uk/how-a-rent-guarantee-scheme-protects-your-rental-income/
This converts a family house into a low-risk income asset.
Why removing tenant risk requires changing the tenant type
Tenant risk exists because individuals are unpredictable.
Commercial tenants provide:
- Contractual certainty
- Long-term leases
- Centralised accountability
This is the structural shift landlords are making.
How CHG Handles Compliance for You
At Citywide Housing Group, we remove the stress of compliance by:
- Applying for and maintaining your HMO licence
- Arranging all safety inspections and certificate renewals
- Carrying out repairs to meet council standards
- Keeping your property ready for inspection at all times
- Providing consistent monthly rent with no void periods
How Our Guaranteed Rent Scheme Works
Step 1: Get in Touch
Contact us today by phone or complete our online form to schedule a free, no-obligation property consultation.
Step 2: Property Assessment
We’ll visit your property to assess its condition, provide recommendations for any necessary improvements, and ensure it meets all required standards.
Step 3: Compliance & Handover
We manage the entire compliance process, carry out any necessary repairs, and arrange for an inventory check before officially handing over the property.
Step 4: Consistent Rent Begins
Once everything is in place, we take care of the property management, and you’ll start receiving consistent rent every month.
Why councils and providers want family houses
Local authorities continue to experience shortages in family accommodation, increasing reliance on long-term leased housing stock.
https://www.gov.uk/government/statistics
This sustained demand underpins guaranteed rent for family houses.
How Citywide Housing Group Supports Landlords
At Citywide Housing Group, we specialise in helping landlords secure guaranteed income with long-term leases. Our approach ensures:
Full Property Management: From tenant management to maintenance, we take care of everything so you don’t have to.
Compliance and Legal Support: We ensure that all your properties meet legal requirements and comply with housing standards.
No Hidden Fees: We believe in transparency, with no surprise costs—what we agree on is what you get.
Local Expertise: Our team is familiar with the Bradford housing market, ensuring you get the best returns for your property.
FAQs: tenant risk and family houses
Yes, when the landlord leases to a commercial tenant rather than individuals.
Many landlords achieve market-level rent without exposure to tenant risk.
The commercial tenant manages occupants and compliance.
Yes. Family houses typically require less ongoing intervention.
How to Get Started with Citywide Housing Group
If you’re ready to secure fixed, reliable income with no voids or arrears, it’s time to join the growing number of landlords in Bradford benefiting from guaranteed rent schemes.
Contact Citywide Housing Group today to schedule your free property assessment and discover how we can help you unlock the potential of your property.
For more information, visit Citywide Housing or call us at 0113 323 0678.
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