Guaranteed rent and refinancing: what lenders look at
TL;DR Guaranteed rent can strengthen refinancing applications when structured correctly. Because lenders value predictable income, long-term lease agreements often improve affordability assessments. However, documentation and lease wording matter. What’s in This Article: How lenders assess rental income How guaranteed rent appears in refinancing When guaranteed rent helps Potential lender concerns FAQs about guaranteed rent and […]
Family houses: why they are more attractive than HMO in 2026
TL;DR Family houses are becoming more attractive than HMOs in 2026 because they carry lower compliance pressure, simpler management, and stronger long-term leasing demand. As a result, many landlords now prioritise stability over yield. What’s in This Article: Why family houses face less regulatory pressure How income risk compares in 2026 Why providers prefer family […]
Guaranteed rent: is it lower than market rent?
TL;DR Guaranteed rent may appear slightly lower than peak market rent. However, landlords trade volatility for certainty. When you remove voids, arrears, and repair costs, guaranteed rent often delivers stronger net stability. What’s in This Article: Why guaranteed rent can look lower The real cost of market rent How guaranteed rent changes net income When […]
Guaranteed rent: can family homes qualify?
TL;DR Guaranteed rent schemes are not limited to HMOs. In fact, family homes often qualify more easily because they offer lower risk, simpler layouts, and long-term leasing potential under commercial agreements. What’s in This Article: What guaranteed rent schemes are Why family homes qualify for guaranteed rent What makes a family home suitable How guaranteed […]
Who manages occupants in supported housing HMOs?
TL;DR In supported housing HMOs, landlords do not manage occupants. Occupant responsibility sits with the housing provider under a guaranteed rent scheme, removing tenant contact, arrears, and day-to-day risk. What’s in This Article: What supported housing means for landlords Who manages occupants in supported housing HMOs What landlords are responsible for in supported housing Why […]
Why family houses are ideal for guaranteed rent in 2026
TL;DR In 2026, family houses offer some of the lowest-risk opportunities for guaranteed rent. Leasing to a commercial housing provider removes tenant risk, delivers fixed monthly income, and eliminates voids, arrears, and maintenance exposure. What’s in This Article: Why family houses outperform in 2026 The hidden risks of traditional family lets How guaranteed rent works […]
Guaranteed Rent for HMO Properties in Bradford 2026
Who Pays for Repairs Under Guaranteed Rent? What Landlords Need to Know
TL;DR Under a guaranteed rent model, landlords are no longer responsible for day-to-day repairs and maintenance. In 2026, many landlords are using guaranteed rent and supported housing to remove repair costs, reduce involvement, and protect income. What’s in This Article: Why repair costs are becoming a bigger risk for landlords in 2026 Who is responsible […]
The Renters’ Rights Act 2025: How HMO Landlords Can Stay Compliant
TL;DR The Renters Rights Act 2025 brings significant changes to the compliance landscape for HMO landlords in Bradford, Leeds, and Manchester. From stricter licensing requirements to new tenant protections, this blog explains the key changes and how Citywide Housing’s guaranteed rent scheme ensures your properties remain compliant while you receive consistent income. What’s in This […]
How to Get Consistent Rent Without Voids: A Landlord’s Guide
TL;DR Void periods are one of the biggest threats to a landlord’s cashflow. Every empty week means lost income, extra costs, and more stress. This guide explains why voids happen, how to reduce them, and how Citywide Housing’s guaranteed rent scheme removes void risk completely by providing consistent monthly rent with no arrears and no […]